About

• Ayushman Bharat Health Accounts (ABHA) is an integral component of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which is India’s flagship national health protection scheme. 
• ABHA is designed to facilitate cashless transactions and manage financial aspects related to healthcare services under the Ayushman Bharat scheme. 
• ABHA is an account/ number used to link all the health records of a person. ABHA intends to create a digital health ecosystem & aims to promote digitization of healthcare. 
• Any individual can enroll in Ayushman Bharat Digital Mission (ABDM) to generate a Health ID or ABHA, free of cost.

Objective:

• Ayushman Bharat Health Accounts aim to provide a seamless and efficient financial framework for implementing the Ayushman Bharat scheme. 
• It ensures transparency, accountability, and accessibility of funds allocated for healthcare services.

Features:

• Cashless Transactions: ABHA enables cashless transactions for eligible beneficiaries seeking treatment at empanelled healthcare facilities. This reduces the financial burden on beneficiaries during medical emergencies.
• Electronic Health Records (EHR): ABHA integrates electronic health records, facilitating the storage and retrieval of patient information. This helps in maintaining medical histories and streamlining healthcare delivery.
• Portability: The accounts are designed to be portable across various healthcare providers empanelled under the Ayushman Bharat scheme, allowing beneficiaries to access services seamlessly, regardless of their location.
• Real-time Monitoring: ABHA incorporates real-time monitoring mechanisms to track the utilization of funds and ensure that resources are allocated efficiently. This helps in preventing misuse and optimizing the distribution of healthcare resources.
• Transparency and Accountability: By promoting digital transactions and maintaining electronic records, ABHA enhances transparency and accountability in the healthcare system. This reduces the scope for corruption and ensures that funds are utilized for their intended purpose.

https://pib.gov.in/PressReleasePage.aspx?PRID=2017129