Phishing

Phishing is a cybercrime in which a target or targets are contacted by email, telephone or text message by someone posing as a legitimate institution to lure individuals into providing sensitive data such as personally identifiable information, banking and credit card details, and passwords.
The information is then used to access important accounts and can result in identity theft and financial loss.

About Rs 195 crore, totalling 2,678 cases, was lost in frauds related to cards and internet banking in 2019-2020, as against Rs 71 crore (1,866 cases) reported a year ago, according to the RBI data.
Recently, India’s official cybersecurity agency CERT-in warned of a large-scale cyber-attack targeting 2 million individual email IDs belonging to users in India.
The warning is based on the activities of the notorious North Korea backed cybercrime group- Lazarus Group. The attackers planned to send fake emails, social media posts or text messages related to COVID-19 to the targets, in order to steal their credentials, financial information or compromise their computers.

- Information Technology Act (IT Act) 2000
- Information Technology Act (Amendment) 2008 – It empowers the Indian government to intercept, monitor and decrypt computer systems, resources and communication devices.

The Computer Emergency Response Team (CERT-in) as the nodal agency for coordination of all cyber security efforts, emergency responses, and crisis management
e-BAAT (Electronic Banking Awareness And Training) programmes by RBI
Organising campaigns on safe use of digital payment modes

A library movement developed in a short span of time in Jharkhand’s Jamtara district is receiving a steady flow of students and helping them reduce phishing activities.
The district’s love for books assumes huge significance as it has the dubious distinction of being the “phishing capital of India”. Many youth, mostly drop-outs in the 15-35 years age group, have been turning to cybercrime to earn a few quick bucks.
Studies of students preparing for Class X and Class XII exams were disrupted during the COVID-19 infection period. But the community library proved to be a boon for such students. The State government is conducting classes for mathematics and science at these campuses..
Earlier, the Jamtara police administration had launched an IEC (information education communication) campaign educating cyber fraudsters and warning them about the repercussions of being caught.

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