About

• Launched in 2000, CGTMSE makes available collateral-free credit to the micro and small enterprise sector. 
• It aims to strengthen credit delivery system and facilitate flow of credit to the sector. 
• The corpus of CGTMSE is being contributed by the Government of India and SIDBI in the ratio of 4:1 respectively.

Why in News?

• The Credit Guarantee Scheme for Micro & Small Enterprises (CGTMSE) has crossed guarantees of one lakh crore during 2022-23 FY. 

https://pib.gov.in/PressReleasePage.aspx?PRID=1912122