Pradhan Mantri Awaas Yojana – Gramin

The Pradhan Mantri Awaas Yojana – Gramin (PMAY-G) was launched in 2016 and aims to provide a pucca house with basic amenities to all rural families who are homeless or living in kutcha or dilapidated houses by the end of March 2022.
It was initiated with the objective of achieving “Housing for All” by 2022.

Under PMAY-G, each beneficiary is given 100% grant of Rs.1.20 lakh (in plain areas) and Rs. 1.30 lakh (in Hilly States/North Eastern States/Difficult areas/UT of J&K and Ladakh/Left Wing Extremism(LWE) districts).
The beneficiaries of PMAY-G, in addition to the unit assistance, are also provided support of unskilled labour wages under Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS) and assistance of Rs. 12,000 for construction of toilets through Swachh Bharat Mission-Gramin (SBM-G), MGNREGS or any other dedicated source of funding.
The scheme has provisions for convergence with other schemes of Government of India and State/UTs for providing LPG connection under Pradhan Mantri Ujjwala Scheme, electricity connection, access to safe drinking water under Jal Jeevan Mission , etc.

According to the Ministry of Rural Development, less than 6% of houses sanctioned under the Pradhan Mantri Awas Yojana-Gramin in 2020-21 have reached completion so far this year, with COVID-19 stalling progress.
However, some States such as Odisha and Jharkhand used the scheme to provide employment opportunities for migrant workers who returned to their villages during the crisis.
With a little over a year to go to achieve its goal of “Housing for All”, the PMAY-G has only completed 55% of its construction target, although money has been sanctioned for almost 85% of beneficiaries.
Of the 2.28 crore houses to be built for the rural poor under the Yojana, less than 1.27 crore had been completed by January 28, 2021. Another 61 lakh are under construction.

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