Objective / Purpose

The Kisan Credit Card scheme aims at providing adequate and timely credit support from the banking system under a single window with flexible and simplified procedure to the farmers for their cultivation and other needs as indicated below:

• To meet the short term credit requirements for cultivation of crops;
• Post-harvest expenses;
• Produce marketing loan;
• Consumption requirements of farmer household;
• Working capital for maintenance of farm assets and activities allied to agriculture;
• Investment credit requirement for agriculture and allied activities.

• Slum rehabilitation of Slum Dwellers with participation of private developers using land as a resource
• Promotion of Affordable Housing for weaker section through credit linked subsidy
• Affordable Housing in Partnership with Public & Private sectors
• Subsidy for beneficiary-led individual house construction /enhancement.

Beneficiaries:

• Beneficiaries include Economically weaker sections (EWS), low-income groups (LIGs) and Middle Income Groups (MIGs). 

Key Objectives of PMMSY:

• Harnessing of fisheries potential in a sustainable, responsible, inclusive and equitable manner
• Modernizing and strengthening of value chain – post-harvest management and quality improvement
• Doubling fishers and fish farmers incomes and generation of employment
• Social, physical and economic security for fishers and fish farmers